Under, Inc. / Financial technology
We build financial
technology.
Under combines software engineering with deep payments expertise to build technology for onboarding, identity, underwriting, and payments.
The infrastructure between every step.
How we build
Software engineering
meets payments expertise.
Financial technology gets complicated quickly. Applications, identity, risk, underwriting, integrations, and payments all depend on one another.
Under builds software around the way these workflows actually operate — connecting the steps that happen before a business can start moving money.
01Onboard
Turn complex applications into better digital experiences.
Collect business information, ownership details, documents, signatures, and processing requirements through configurable digital workflows.
- Digital applications
- Document collection
- eSignatures
- Team and partner workflows
- Processor-ready data
- APIs and integrations
02Verify
Know who you’re doing business with.
Bring identity, business, banking, credit, and risk checks into the same workflow used to onboard and evaluate a merchant.
- KYC
- KYB
- Bank verification
- Credit checks
- MATCH screening
- Risk signals
03Underwrite
Turn complex risk decisions into structured workflows.
Bring data, documents, rules, automated decisions, and human review together so underwriting teams can focus on the cases that need judgment.
- Decisioning
- Configurable rules
- Automated and manual review workflows
- Case management
- Document review
- Data orchestration
04Transact / Our flagship payments business
Technology is only useful when it works in the real world.
Payments powered by Under.
Payline combines modern software with deep payments experience to help businesses, software companies, and payment partners accept and manage payments.
Payline is where Under’s technology and payments operations come together — from merchant onboarding and underwriting through processing and ongoing partner workflows.
Visit PaylineThe operator advantage
We don’t just build payments software.
We operate it.
- 01Operate
- 02Learn
- 03Build
- 04Improve
Our technology is shaped by the work happening around it. The people building onboarding, verification, underwriting, and workflow technology work alongside teams using those systems to board merchants and support payment operations.
That feedback loop shapes what we build next.
Our story
Built from
experience.
Under grew out of years spent building and operating in payments. Today, the company brings software development and payments operations together under one roof.
- 01
Payline founded
A payments company built around the merchant and partner experience.
- 02
Payline acquired
The original business enters its next chapter.
- 03
Under founded
A new focus on software for financial workflows.
- 04
The platform expands
Onboarding, verification and underwriting technology come together.
- 05
Payline returns
Payments operations and technology come together again.
- Today
Technology + payments
One company. Building and operating what comes next.
Looking ahead
We’re building
what’s next in
financial technology.
Software. Payments. Infrastructure.
Learn about Under