Phone and Address

Underwriting KYC Phone and Address

Phone and Address

Under utilizes Ekata, owned by Mastercard, to verify phone numbers and personal addresses. Under utilizes Idology to verify email addresses as well as providing a cross-references for phone and address verification. 

Phone Responses

  • Carrier Information
    • Identify the company that provides voice or data services for a given phone number.
  • Phone Validity Check
    • Phone numbers are determined to be real or not real, with a valid area code.
  • Country Details
    • Access the country calling code, country code, and country name associated with the phone number.
  • Prepaid Account Check
    • Indicate whether the phone number is associated with a prepaid account.
  • Velocity
    • How often a number has been observed in Ekata’s Identity Network—a network consisting of over 200 million monthly, anonymized real-world queries—over the past 90 days.
  • Popularity
    • How many merchants have transacted with this phone number in the past 90 days.

Address Responses

  • Network Signals
    • Five signals derived from the Ekata Identity Network that provide insight into how a provided address is being used online (e.g. how often it is used, the number of businesses it has been used at, how often it has been used with other identity elements, and the first and last time the address was used.)
  • Geocoordinates
    • Latitude and longitude data points for calculating distances from other reference points.
  • Normalized Addresses
    • Consistently formatted addresses for your models and rules-based systems.
  • Unique Identifier
    • Unique identifier (UUID) that can be used to perform velocity calculations.