UnderwritingIQ

Onboarding & Origination

Simplify customer and business onboarding with our API. Plug our risk management tool direclty into your existing onboarding flow.

Risk & Underwriting Automation

Access live KYB, KYC, bank account, Credit, and fraud risk data — all in one view. Accounts are instantly sent for approval, declined, or manual review.

Ongoing Monitoring & Compliance

Manage ongoing risk through activity monitoring, alerts, case workflows, perpetual KYC/KYB, sanctions & AML screening.

Features

Automate Reviews, Approve Faster

UnderwritingIQ streamlines your entire underwriting process by using automation, AI, and real-time data feeds to complete reviews that would normally take hours — in seconds. You can build custom rulesets to auto-approve clean files, route edge cases for manual review, and trigger alerts on high-risk submissions. Whether you’re onboarding SMBs or enterprise merchants, you’ll move faster, reduce staffing strain, and never miss a deadline. It’s underwriting built for scale.

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Features

Smarter Risk Signals. Better Decisions

Every decision starts with better data. UnderwritingIQ pulls in real-time KYB, KYC, bank account validation, fraud risk scores, and more — giving you a complete picture of the merchant in one consolidated dashboard. No more jumping between tools or waiting on third-party checks. You can spot red flags early, reduce chargeback exposure, and confidently approve more of the right merchants with less risk.
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Features

Track Everything in One Place

From lead to approval, UnderwritingIQ gives you full visibility into your risk pipeline. You can monitor submission volume, approval rates, and turnaround times — broken down by agent, ISO, or referral partner. Built-in tracking tools and custom landing pages with UTM parameters make it easy to attribute where deals came from and how they’re performing. Your underwriting team stays aligned, your partners stay accountable, and your process gets smarter over time.

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