70% +

reduction in onboarding time

300% +

thorughput per underwriter

countless

more customers

Platform

Under's product offering

Under.io provides two purpose-built platforms—each designed to solve a different onboarding challenge. Whether you need to verify and decision businesses, or streamline processor onboarding, you can adopt either product independently.

Under Verify

AI-powered identity, risk, and decisioning for SaaS platforms, fintechs, PayFacs, and marketplaces. Instant business verification, fraud signals, and automated underwriting decisions through a single API and review console.

Under Merchant Onboarding

Modern merchant onboarding for payments agents and ISOs working across multiple processors. Prebuilt templates, routing, and a unified experience that accelerates merchant placement from low-risk to high-risk environments.
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Under Verify
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Reduce Time To Approval

Automate verification, risk checks, and manual review routing.

Improve accuracy and reduce fraud

Detect risky merchants instantly with automated analysis of websites, digital footprints, and behavioral patterns.

Grow without adding headcount

Scale onboarding and underwriting through automation and clean workflows.
Under Merchant Onboarding

Prebuilt Templates

Launch instantly with ready-to-use applications that can be embedded on your website, shared by sales teams, or copied for ISVs and partners.

Agent & Team Management

Give your sales team a unified workspace to track deals, submit applications, and manage merchants across your entire portfolio.

Approve More MIDs

Increase approvals by placing merchants across a network of low- and high-risk processors—all from one streamlined flow.
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Trusted by leading fintech & payments companies
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Fantastic team, Incredible scalability
Vicent LaManna
B2B Soft
Amazing, easy, affordable
John Malone
Merchant Service Depot
Great Product to Cut Through Underwriting Red Tape
Crosby Gull
SMB Global